All drivers on an active booking receive full coverage insurance. This means that a hosts vehicle on the ZEVO platform also receives full coverage insurance during rental periods.

This insurance offers full coverage during the active rental period, with phsical damage limits up to $110,000. It also includes third-party liability coverage that meets State minimum requirements. A $2,500 deductible is enforced for each submitted claim. Note that vehicle maintenance is not covered under any ZEVO-provided insurance. Please note that in any damage claim the $2500 deductible is first attempted to be collected from the guest and if that fails it becomes the responsibility of the host.

• Coverage: Insurance is included in the weekly rental fee and provides coverage during the time the vehicle is actively rented by a Driver.
• Coverage Limits: The policy offers physical damage coverage up to $110,000.
• Eligibility: Coverage is exclusively available to the “vetted driver” who has agreed to the rental agreement through ZEVO.
• Liability: Coverages meet each active States minimum requirements
• Deductible: $2500 for physical damage

Coverage is currently available in : AZ, CA, IL, MD, GA, FL and TX.

Summary of Coverages

1. Insurance Coverage Overview

ZEVO provides insurance coverage for eligible vehicles that meet our requirements. This document outlines the responsibilities of hosts and guests regarding damage and liability claims.

2. Deductible Responsibility

Both hosts and guests should be aware of the following deductible arrangement:

• $2,500 Deductible: For any covered damage claim, there is a $2,500 deductible that applies. This deductible amount is the responsibility of the host and/or guest to settle between themselves, as agreed upon in their rental agreement.
• Damages Below Deductible: Any damages that cost less than the $2,500 deductible amount are to be settled directly between the host and guest without ZEVO's involvement in the payment process.
• Resolution Process: Hosts and guests are encouraged to document all pre-existing damage before each trip and any new damage immediately after a trip to facilitate fair resolution of claims below the deductible threshold.