Driver coverage overview

An active ZEVO booking includes program coverage for eligible use, subject to the Terms of Service and the exclusions below. Only the insured driver named on the booking may operate the vehicle; there is no additional-driver approval path.

Auto liability

• Up to $1,000,000 of third-party auto liability coverage.
• Administered through TeqMobility/Davies.

Physical damage to the ZEVO vehicle

• New physical-damage claims opened on or after July 13, 2026 are administered through Continuum Mobility and ClaimSorted.
• Physical-damage claims opened before July 13 remain with Davies until closed.
• Reimbursement is based on Actual Cash Value (ACV), with a program ceiling of $105,000.
• Up to $50,000 ACV: $2,500 deductible.
• $50,001–$105,000 ACV: $5,000 deductible.
• Above $105,000 ACV: not eligible for this physical-damage benefit.
• The applicable deductible is generally settled between the driver and host.

Important exclusions

• Active rideshare or delivery trips: the gig platform's coverage rules apply after a ride or delivery has been accepted.
• Glass, including windshields, windows, mirrors, and headlights, is generally excluded.
• Maintenance and normal wear are not physical-damage coverage.

Need help?

See Accidents & Claims. Submit claim materials through the ZEVO claim flow or to [email protected]. The assigned adjuster or claims portal owns claim-status decisions.

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